How to protect your goods in Wildberries warehouses

insurance, redistribution and fast stock removal

We break down what marketplace stock insurance actually covers, how to split stock between warehouses and FBS — and how to launch a batch removal at cost in 6 hours, 130 ₽ per order, pickup included.

Protect my stock Read the breakdown

Parcels under glass domes — protecting goods in Wildberries warehouses

0 blocks in 3 years

Why “all the stock in one warehouse” is a seller’s biggest risk

The classic FBO setup is to ship the whole batch to one or two large warehouses: logistics get cheaper and turnover faster. The flip side: any incident at that warehouse — a fire, an accident, a long freeze on acceptance and dispatch — locks up or destroys your entire working capital at once.

After the warehouse fires at marketplaces in the summer of 2026, force majeure is written into the offer agreement (oferta), which means the risk of losing goods to extraordinary events sits with the seller. Protecting stock is no longer an option — it is part of unit economics.

Insuring goods at a marketplace: what is actually covered

Insurers offer policies for stock held in marketplace warehouses — usually as a form of cargo or property insurance. When picking a policy, check: does it cover storage in the marketplace’s warehouses (not only your own), are fire and unlawful acts by third parties included, how is the sum insured calculated (purchase cost or retail price), and which documents you will need when you claim.

One detail matters: the insurer will want proof of your stock at the warehouse on the date of the incident — export the stock reports from your seller account regularly. Without them, proving the size of the loss is hard.

Diversification: spread the stock so one incident cannot kill the business

A practical rule after the summer of 2026: never keep more goods in one warehouse than the business can survive losing. The tools: supply several regional warehouses instead of one central one, move part of the range to FBS (goods stay with you and the marketplace pulls them per order), and monitor regularly where your stock physically sits.

The FBO/FBS split also works as an emergency lever: orders can be separated by scheme, so you unload stock specifically from FBO when volumes at the marketplace warehouses have to come down fast.

Removing part of the stock: the most direct protection there is

If the goods already sit in warehouses inside a risk zone, the surest way to protect them is to physically take them out. The official removal request works, but it takes weeks and depends on how loaded the warehouses are. The fast alternative is removal through ordinary orders: we order your goods to the pickup points you need, collect them with our couriers or yours, or send the batch on to a sorting centre through refusals — that is how stock is redistributed without a formal removal.

We run stock-protection projects at cost — 130 ₽ per order including pickup (80 ₽ for the order plus 50 ₽ for the pickup), and you pay afterwards: no cash is frozen in the buyout. Launch within 6 hours, up to 30,000 orders a day, any city.

This material is for information only and is not insurance or legal advice. Check policy terms with the insurance companies themselves.

A parcel under a glass dome — protecting goods in WB warehouses

Direct protection

We redistribute or remove your batch

Ordinary orders to the pickup points you need: collection by our couriers or yours — or refusals that send the batch to a sorting centre. At cost — 130 ₽ per order including pickup, pay afterwards, launch in 6 hours. The mechanics in full are on the stock buyout page, and the marketplace payouts are covered in the guide to compensation.

Start protecting my stock

FAQ

FAQ about protecting and insuring goods on WB

Can goods in a Wildberries warehouse be insured?

Yes, insurers offer policies for stock held in marketplace warehouses — as a form of cargo or property insurance. Check that the policy covers storage in the marketplace’s warehouses and includes fire, and clarify which value the payout is calculated from.

How much does marketplace stock insurance cost?

There is no single rate: the price depends on the product category, the sum insured, the set of risks and the deductible. Only a quote from an insurer for your specific range gives the exact figure — request terms from several insurers and compare cover, not just price.

How should I spread stock to lower the risk?

Do not keep a critical share of your goods in one warehouse: use several regional warehouses, move part of the range to FBS and watch where stock actually sits in your reports. Every seller sets their own concentration threshold based on their economics.

How do I get goods out of a WB warehouse fast when the risk is already high?

An official return request takes weeks. Faster: removal through ordinary orders — an order to the pickup point you choose, courier collection or a refusal that sends the parcel to a sorting centre. We launch projects like this in 6 hours, at cost — 130 ₽ per order including pickup.

What should I do if the goods have already been damaged?

Record your stock as of the date of the incident, wait for the marketplace inventory count, reconcile the write-offs against your own reports and file documents with your insurer if you held a policy. How the marketplace payouts work is covered in the guide to compensation for goods on WB.